The Astute Investor

Bi-monthly Newsletter – April 2014

Did you know that in Australia, between years 2010 and 2050 the number of people aged 65 to 84 is expected to double, and the number of people 85 and older is expected to quadruple.

Of course we should celebrate the fact that we are all living longer. It is good news, but only if we have a good quality of life and only if our wealth can facilitate ageing with independence and dignity.

Therefore it is becoming more important than ever before for you to have an investment plan that will allow you to retire without depending on any government support.

The four (4) questions you should ask yourself to kick-start your retirement planning are:

What net investments do you have today?
When do you want to retire?
How much money do you need to live on per annum in retirement?
Will you have enough funds for retirement? If not, what is your plan?

If you wish to review or discuss an investment plan or wish to discuss any of the below topics in more detail, please contact us today.

Kind regards,

Lachlan Baker FIPA, FPA(aff), SA Fin, MAICD, JP, MBR of FBAA

Private Wealth Director

SMSF & The SuperStream Data and Payment Standard

If you are a trustee of a superannuation fund you may have recently received a letter from the ATO detailing changes to how your SMSF receives employer contributions. Read More »

Investing According to GARP

This article provides a clear explanation of different fund management investing styles covering growth, value, GARP and neutral. It briefly explains the difference between active and index fund managers. Read More »

Wills, SMSFs and Binding Death Benefit Nominations - Get Yours In Line!

Can you leave your superannuation to someone in your will without doing anything else?

Invested in overseas property? Watch this video to find out if you can claim depreciation on foreign investment property. Watch the video

In this edition

SMSF & The SuperStream Data and Payment Standard

Investing According to GARP

Wills, SMSFs and Binding Death Benefit Nominations - Get Yours In Line!

Can Overseas Properties Be Depreciated?

What's new?

Australia: Beyond The Arctic Vortex. The Scoop by Morgan Stanley Wealth Management

Contact details

Website
Franc Mark Sterling

Phone
02 8249 4454

Fax
02 8249 4912

Email
Email us

Address
3 Spring Street
Sydney NSW 2000
Australia

Franc Mark Sterling Pty Ltd is a Corporate Authorised Representative No: 238958 of Affinia Financial Advisers Ltd, Australian Financial Services Licence No: 237857 and a Corporate Credit Representative No: 404122 of BLSSA Pty Ltd, Australian Credit Licence No: 391237

The information contained in this newsletter is of a general nature and does not take into account your individual objectives, financial situation or needs. You should consider whether the content of the newsletter is appropriate with regard to your objectives, financial situation and needs, and seek advice from your financial adviser before deciding to act on the information. The content of this newsletter has been compiled from various sites and professional sources and by an external provider. It has not been prepared by Franc Mark Sterling or Affinia; accordingly Franc Mark Sterling and Affinia disclaim all responsibility for any loss suffered directly or indirectly by reliance on the information contained in the newsletter.